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| THE FOUR MOST IMPORTANT STEPS TO PREVENT BEING CHEATED 1. KNOW WHAT A FAIR PRICE IS for funerals, caskets, cremation, cemetery plots. Then FIND a FAIR-priced mortuary - regardless of its distance - up to 75 miles away or more. In Arizona, use a Good Shepherd Program mortuary. In other states, phone mortuaries until you find a fair-priced one. OR phone your local FCA. Your local FCA (Funeral Consumer Alliance) is a non-profit, volunteer consumer group that surveys mortuary prices in your area. It can give you a short list of the lower-priced mortuaries affiliated with it. It monitors these to make sure that families are happy with the prices and services. Go to www.funerals.org or phone 1-800-765-0107, the national office, to obtain the phone number of your local group. There is usually a membership fee of about $30 to pay for their phone, printing and mailing expenses. 2. Have viewing and ALL services in your nearby church, synagogue, or home - so that you're not forced to use a high-priced mortuary nearby. The industry works hard to maintain the myth that you should use a nearby mortuary - so that you will use it and pay its outrageous prices because you believe the myth. High-priced mortuaries give gifts/bribes to many clergy to coax them to not permit you to use your church for some of the services - to force you to use a nearby mortuary. If your pastor does this, call your denomination, bishop, newspapers and TV to stop the bribery and injustice. 3. Don't buy costly, fraudulent "Protective seal" gasket caskets that bloat and severely damage every body. MOST families are tricked into buying them because morticians make a huge profit from each one. Morticians force families to buy them by displaying only these, and few or none of the hundreds of the beautiful, non-gasket caskets. Buy a beautiful, less-costly, safe, non-gasket casket. Many models and colors are offered by wholesale distributors in every community, delivered free in two hours.) 4. "Don't Prepay for Your Funeral" is the warning of MONEY magazine in its "Retire With Money" newsletter. Be cautious with "pre-arranging" a funeral because many mortiicans try coax you to change this to "prepay" and perhaps lose every cent of thousands of dollars you prepay. |
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| FIRST Click here RECENT NEWS & ADVICE |
| 1) "SISTEMA de GANANCIAS" injustas de la industria. 2) PRECIOS INJUSTOS y 130+ TÁCTICAS FALSAS de funerarias, cementerios y planes prepagados, listados y explicados SOLAMENTE en este sitio. 3) Ataúdes con "Sellos Protectores" (gasket) fraudulen- tos que dañan los cuerpos, expuestos por este sitio. 4) Precios secretos de MAYOREO de ataúdes que Ud. necesita -- están SOLAMENTE en este sitio. 5) Nombres de funerarias con precios JUSTOS en varios estados. (La lista estará aquí en un poco tiempo.) |
| 6) ENCUENTRE una funeraria con PRECIOS JUSTOS. 7) PRECIOS JUSTOS de ataudes, funerales, cremación. 8) FOLLETO EN COLOR con fotos de ataudes y precios JUSTOS por varios servicios. Llamen por copia. 9) FUNERAL ALEGRE, CREATIVO con decoraciones, musica para celebrar la NUEVA VIDA de su amigo. 10) LEAN articulos de Consumers Digest, AARP, Money, U.S. News & World Report, TV investigaciones y periodicos acerca del fraude nacional de funerales. |
PRIMERO Clic aquí NOTAS, AVISOS |
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| ► What most people don't know about the funeral industry. > English LO QUE LA MAYORÍA DE LA GENTE NO SABE ACERCA DE LA INDUSTRIA FUNEBRE Todas las funerarias reclaman "reputación y honestidad." Pero, casi toda funeraria, incluyendo la más-conocida y cercana a Ud., hurta $2,000 a $8,000 de casi todas las familias para gran ganancia. Este rip-off iguala $8-9 billones cada año de 2 millones de familias que tienen funerales, causando daño serio financiero y emocional. Éste es el ÚNICO Sitio en el Internet que provee a Ud. los precios "Ultra Secretos" POR MAYOREO, y precios JUSTOS, y 130+ TÁCTICAS FALSAS usadas por las funerarias, cementerios y planes prepagados. Ud. necesita comprender esta información para obtener un funeral con precio justo en los E.U. |
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| 1) Unjust "PROFIT SYSTEM" of the funeral industry. 2) UNFAIR PRICES and 130+ DECEPTIVE TACTICS of most mortuaries, cemeteries and prepay plans -- listed and explained ONLY on this Internet site. 3) Fraudulent "Protective seal" GASKET caskets, that MOST families buy, BLOAT and DESTROY every body. SECRET for 100 years. Revealed, photos. 4) "Top Secret" WHOLESALE casket prices needed by you and the media -- but kept SECRET for more than 100 years -- now revealed ONLY on this site. 5) Names of FAIR mortuaries in various states; prices. (List is being compiled.) |
| 6) FIRST STEPS when death occurs or is expected, or considering a prepay plan. 7) HOW TO FIND a FAIR-PRICED mortuary near you. 8) FAIR PRICES for caskets, funerals and cremation. 9) COLOR BROCHURE with photos of caskets and FAIR prices for various services. Obtain a free copy. 10) JOYFUL, CREATIVE FUNERAL with decorations, music to celebrate your relative's NEW LIFE. 11) Read articles from Consumers Digest, AARP, Money, U.S. News & World Report, TV investigations and newspapers about the nationwide funeral fraud. |
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| ► Que la más de la gente no saben acerca de la industria funebre. > Español WHAT MOST PEOPLE DON'T KNOW ABOUT ABOUT THE FUNERAL INDUSTRY All funeral homes claim "good reputation and honesty." However, nearly all funeral homes, including the best-known and those near you, overcharge (rip-off) most families $2,000 to $8,000 for huge profit. This rip-off totals $8-9 billion a year from 2 million families having funerals, causing serious financial and emotional harm. This is the ONLY Internet site that provides you with the "Top Secret" WHOLESALE prices, FAIR mortuary prices, and 130+ DECEPTIVE TACTICS used by mortuaries, cemeteries and prepay plans. You must understand this information to obtain a fair-priced funeral in the U.S. |
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| ► Send us your questions and suggestions. > English MANDENOS SUS PREGUNTAS Y SUGERENCIAS. E-mail a: funerals@funerals-ripoffs.org Vamos a poner las preguntas y sugerencias abajo. |
| INFORMACIÓN FAMILIAR ESENCIAL LL Como PLANEAR un funeral - y EVITAR los PRECIOS y TÁCTICAS INJUSTAS de la mayoría de las funerarias, cementerios y planes prepagadas para robar a casi todas las familias. De un trillón de sitios en el Internet, éste es el ÚNICO Sitio en el mundo que expone sobre los $8 billones defraudados (rip-off) a las familias y las TÁCTICAS DAÑOSAS de la industria -- como : Los precios "Altamente Secretos" al mayoreo de los ataudes; ataudes "sellados" que destruyen todos los cuerpos; y más que 130 tácticas engañosas. Comité Interfe de Información de Funerales (IFIC) Organización de Investigación por Consumidores, No-lucrativo Fundador del Programa de Funerales Buen Pastor para asistir a todas las familias de E.U. |
| INFORMACIÓN FAMILIAR ESENCIAL LL Como PLANEAR un funeral - y EVITAR los PRECIOS y TÁCTICAS INJUSTAS de la mayoría de las funerarias, cementerios y planes prepagadas para robar a casi todas las familias. De un trillón de sitios en el Internet, éste es el ÚNICO Sitio en el mundo que expone sobre los $8 billones defraudados (rip-off) a las familias y las TÁCTICAS DAÑOSAS de la industria -- como : Los precios "Altamente Secretos" al mayoreo de los ataudes; ataudes "sellados" que destruyen todos los cuerpos; y más que 130 tácticas engañosas. Comité Interfe de Información de Funerales (IFIC) Organización de Investigación por Consumidores, No-lucrativo Fundador del Programa de Funerales Buen Pastor para asistir a todas las familias de E.U. |
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| ► Mande sus preguntas y sugerencias por e-mail. > Español SEND US YOUR QUESTIONS AND SUGGESTIONS. E-mail to: funerals@funerals-ripoffs.org We'll put the questions and answers below. |
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| ► Here are Fair Prices to Seek > English - PRECIOS JUSTOS PARA BUSCAR ● $1,952-$2,400 total por un Funeral "Tradicional" con un Ataúd Bonito de Metal (varios colores) NO $4,000-$10,000 - para gran ganancia de la funeraria. ● $650-$800 por Ataudes Bonitos de Metal, muchos colores por $200 ganancia justa - ($452-$600 por mayoreo) NO $1,800-$4,000 ($3,500 ganancia del ataúd) ● $645-$800 total por "Cremación Directa" completa, incluyendo todos los cargos y cualquier refrigeración. NO $1,200 a $3,000 muchas funerarias. (Muchos añaden^ cargos injustos de refrigeración hasta $300 cada día). Precios del Programa Funeral del Buen Pastor: ● $1,952 total por un Funeral "Tradicional" completo con un Ataúd Bonito de Metal (varios colores, modelos (incluye cremación si quiere) CLIC aquí por ataúd y servicios incluido en precio del funeral. ● $650-$800 por muchos Ataudes Bonitos de Metal, seguros ● $645 total por Cremación Directa complet OBTENGA el FOLLETO gratis del Programa Buen Pastor (Español o Inglés). EN TODOS ESTADOS, el folleto da AYUDA PARA PLANEAR. Fotos en colores de ataúdes, precios secretos al mayoreo y JUSTOS menudeo. Y: Precios JUSTOS por todos los servicios funerales - también avisos e información. CLIC aquí para ver cuatro páginas más largas del FOLLETO en Español y muchos fotos colorados de ataúdes. PARA OBTENER folleto con otras materiales, CLIC aquí. |
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| ► Precios Justos para Buscar > Español HERE ARE FAIR PRICES TO SEEK ● $1,952-$2,400 total for a "Traditional" Funeral with a Beautiful Metal Casket (various colors, models) NOT $4,000-$10,000 - for huge profit by most mortuaries for the SAME funeral and casket. ● $650-$800 for Beautiful Metal Caskets, many colors for $200 FAIR profit each - ($452-$600 wholesale prices) NOT $1,800-$4,000 - for $3,500 profit on many caskets ● $645-$800 total for "Direct Cremation" complete, including all fees and any refrigeration needed. NOT $1,200 to $3,000 at most mortuaries (Many add outrageous refrigeration fees of up to $300 a day). Our Good Shepherd Funeral Program prices: ● $1,952 TOTAL for a Complete "Traditional" Funeral with a Beautiful Metal Casket (various colors, models) (includes cremation if desired) ► CLICK here for casket and services included in funeral price. ● $650-$800 for many safe, Beautiful Metal Caskets ● $645 TOTAL for Direct Cremation complete OBTAIN our free Good Shepherd Funeral Program COLOR BROCHURE, English or Spanish. IN ALL STATES, it HELPS YOU PLAN with color photos of caskets, secret wholesale and FAIR retail prices. Also: FAIR prices for all types of funeral services - plus advice and useful information. CLICK here to see LARGE versions of brochure pages, including color photos of many available caskets. (To RETURN here, click your browser's BACK arrow.) TO OBTAIN the brochure and other materials, CLICK here. |
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► First Steps when a death occurs or is expected > English
(or considering a prepay plan) PRIMEROS PASOS cuando hay una muerte o espera una (o si considera un plan prepagado) 1. BUSQUE FUNERARIA - PRECIOS BAJOS Escojer una funeraria es la DECISIÓN MÁS IMPORTANTE que una familia hace -- porque las funerarias diferentes cargan $1,950 a $9,900 por exactamente el MISMO ataúd y funeral. LLAME a muchas funerarias por sus precios HASTA que Ud. encuentra una con precios justos como abajo, aunque esté 50 millas más lejos. O LLAME a su FCA local por recomendaciones. Su Alianza de Consumidores de Funerales (FCA), no lucrativa, hace estudios de precios y satisfacción de las familias. Por telefono, llame 1-800-765-0107 (oficina nacional) o visite www.funerals.org (tiene Español). Arizona: Llamenos al 480-303-0857 para contactar a las funerarias que ofrecen los precios del Programa Buen Pasto (Hay más informacion en el fondo de esta lista.) 2. TODOS SERVICIOS EN SU IGLESIA o casa. No necesita una funeraria cerca con precios injustos para usar su capilla. Use una funeraria justa. NO use una funeraria cerca, un error que sus vecinos hacen. La mayoría de funerarias cerca tiene precios altos. (Hay más informacion en el fondo de esta lista.) 3. NO COMPRE UN ATAÚD CON UN "SELLO PROTECTIVO" (GASKET). El sello HINCHA y DESTRUYE cada cuerpo en pocos meses. Embalsamando no cesa la destrucción. El sello es delgada, pulgada-ancho neoprene goma en la cima del lado del ataúd, creado para defraudar la gente. La MAYOREA de ataúdes en las funerarias son de este tipo para obtener GRAN GANANCIA, a $3,500 MÁS de cada ataúd. MOST families are tricked into buying them by morticians because they make a huge profit from each one. Demand to see some of beautiful, safe, less-costly, non-gasket caskets - or color photos of them. They are available from local distributors, delivered free in two hours. If a mortuary does not show these, go to another mortuary. (Hay más informacion en el fondo de esta lista.) 4. "NO PREPAGE POR UN FUNERAL" is the warning of MONEY magazine in its "Retire With Money" newsletter. There are many reasons, including: 1) You usually pay more for the funeral, cremation, or cemetery plot or crypt at the time of need because of deceptive tactics in the contracts, or tricks by salespersons. 2) Many mortuaries have gone broke and families' money disappeared. (Recently, the bookkeeper of a mortuary informed us that the manager had put her to work revising the accounting books to indicate that families had made only half as many payments as they had actually paid.); 3) Many contracts have "fine print" that is nearly impossible to read (tiny, light-grey letters on pink paper) to hide words that make it difficult or impossible to use the contract (words like: non-refundable, non-transferable, non-revocable) if you move or need money for an emergency. 4) Many salespersons LIE about what is in the "fine-print" or about prices and anything else in order to coax families to sign the contract or buy money than they intended. Many contracts give salespersons permission to lie - by saying: "Salespersons' statements or promises are not valid." 5) Salespersons often show families only high-priced items in order to obtain higher commissions. 6) Salespersons intentionally write on contracts incorrect model numbers or insufficient descriptions of items so that mortuaries and cemeteries can give families inferior or less-costly items at the time of death. See additional tactics in the "130+ Deceptive Practices" notepad. Be cautious with "pre-arranging" a funeral because many mortiicans try coax you to change this to "prepay" and perhaps lose every cent of thousands of dollars you prepay. ==================================== MÁS INFORMACIÓN acerca de los pasos arriba 1. BUSQUE FUNERARIA - PRECIOS BAJOS Additional information. NOTE: The FCA (Funeral Consumer Alliance) is a non-profit group of consumer volunteers that surveys mortuary prices in your area. It can give you a short list of the lower-priced mortuaries it recommends. It monitors these to make sure that families are happy with the prices and services. Most FCA's have a membership fee of about $30 to pay for the phone, materials and mailing of a regular newsletter. 2. HAVE ALL SERVICES IN A CHURCH, synagogue or home so that you're not forced to use a high-priced mortuary nearby to use its chapel. High-priced mortuaries give gifts/bribes to many clergy to coax them to not permit you to use your church for some of the services - to force you to use a nearby mortuary. If your pastor does this, phone your denomination, bishop, newspapers and TV to expose and stop the bribery/injustice. NOTE: The industry works hard to spread its myth that you should use your nearby mortuary. This enables every mortuary to charge ridiculous prices, and yet expect to rip-off every neighborhood family because they will believe the myth that they should trust and use the nearest mortuary, rather than phoning to find a fair-priced mortuary. 3. DON'T BUY A "PROTECTIVE SEAL" (GASKET) CASKET. They bloat and severely damage every body. Daily, MOST families are tricked into buying them by morticians because they make a huge profit from each one. To force families to buy them, morticians display only these, and display none of the hundreds of SAFE, beautiful, less-costly non-gasket caskets. Demand to see some of beautiful, safe, less-costly, non-gasket caskets - or color photos of them. Every mortuary has large color photos of the many models and colors. They are available from local distributors in every community, delivered free in two hours. If a mortuary does not show these, go to another mortuary. 4. "DON'T PREPAY FOR YOUR FUNERAL" is the warning of MONEY magazine in its Retire With Money newsletter, and many consumer groups. Be cautious with "pre-arranging" a funeral because many mortiicans try coax you to change this to "prepay" and you may lose every cent of thousands of dollars you prepay. See additional items in the "130+ Deceptive Practices" notepad. . |
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| ► Some of the Contents of this "Family Information Page" > English ====== Algunos de los Temas y Topicas de la Pagina de Informacion Familiar ====== |
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| ► The funeral industry is based on Fear and Absolute Secrecy. > English La Industria Funebre Necesita saber que la industria funebre es DIFERENTE a cualquiér otro negocio. Esta industria es basado en 1) TERROR mantenido entre todos miembros para 2) mantener un SECRETO ABSOLUTO acerca de todos aspectos. Éste mantiene a USTED y todos los medios ignorantes de sus precios secretos del mayoreo y más que 130 tácticas engañosas -- para facilitar todas de las funerarias defraudar a CADA familia. Éste es el ÚNICO sitio del Internet que explica lo que las familias necesitan saber para protejerse. |
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| ► La industria funebre es basada en Terror y Secreto Absoluto. > Español The Funeral Industry You need to know that the funeral industry is DIFFFERENT than every other business. This industry is built on 1) FEAR maintained among all morticians to 2) enforce ABSOLUTE SECRECY about all aspects of its operations. This keeps you and all media ignorant of its "Top Secret" wholesale prices and 130+ deceptive tactics -- to enable all neighborhood funeral homes to rip-off every U.S. family. This is the ONLY Internet site that explains what all families need to know to protect themselves. |
| ► Algunos de los Temas y Asuntos de esta "Página de Información para la Familia" > Español ========= Some of the Contents of this Family Information Page ========= |
| Precio del funeral del Programa Buen Pastor incluye: Ataúd ("Clair" modelo o similar, varios colores) Vea un foto en notepad: "Ataúdes con Fotos"); Todos cargos normal de la funeraria; toda transportación local y preparación del cuerpo; todos documentos necesarios; visitación/servicio (dos horas) en iglesia, hogar o funeraria; servicio o Misa en cualquier lugar; y entierro o cremación si quiere (refrigeración y todo necesario). Precio: $1,752 total si todos servicios están en un día; $1,952 total si los servicios están en dos días. Tax adicional. Clic aquí para cerrar esta nota. |
| Good Shepherd Program funeral price includes: Casket ("Clair" model or similar casket, various colors). See photo in the notepad entitled: "Caskets and Photos". All normal mortuary fees; all local transportation and preparation of the body; all needed documents; visitation/service (two hours) at church, home or mortuary; funeral service at any location; and burial or cremation if you wish (includes refrigeration and all else needed). Price: $1,752 total if all services are on one day; $1,952 total if services are on two days. Tax is extra. Click here to close this note. |
| Hay 21,000 funerarias en los EE.UU. Cerca un tercer parte es la propriedad de pocas grandes compañías. |
| L23 There are more than 21,000 mortuaries/funeral homes in the U.S. About one-third are owned by large chains. |
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| PARA OBTENER el folleto con otras materiales (acerca de: los contratos deceptivos de los planes prepagados, cremación abusa, etc.): Mande un sobre de 9" x 12" con su dirección en la frente (no necesita la porte). Ponga éste adentro un sobre normal y escriba esta dirección: Folleto en Español, P.O. Box 939, Tempe, AZ 85280. Pedimos un donativo de tres dolares (no cheque) para ayudar con la porte y la imprenta. Ud. va a recibir los materiales en cerca dos semanas. Clic aquí para cerrar. |
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